India Banking Consulting

YCP leverages decades of experience in India's banking consultancy sector, offering an insightful approach to growth in this dynamic market. Through comprehensive services, YCP helps clients navigate India's banking landscape, emphasizing hands-on support with a global outlook that empowers success.

YCP in Numbers

Project Across Asia

Offices

Portfolio Businesses

Professionals

With digital payments adoption hitting

76%

in 2024, India's banking sector sees unprecedented growth in financial inclusion.

Source: RBI, 2024

YCP Banking Experts in India

In the dynamic economic landscape of India, the banking industry is witnessing transformative changes driven by digital innovation and regulatory reforms. As advancements multiply across sectors, the banking sector is no exception, positioning itself as a pivotal engine of growth within the country.

YCP brings its global expertise and profound insights into offering unparalleled banking consulting services. Our seasoned professionals excel in navigating challenges and providing strategic solutions that enable clients to overcome market barriers, effectively navigate entry strategies, and secure sustainable growth in India’s banking domain.

YCP’s commitment and authoritative presence make us a trusted consulting partner for businesses aiming to capitalize on the vast opportunities within India's banking market. With tailor-made strategies and unwavering dedication, we empower clients to succeed in achieving substantial and lasting results.

Unlocking Potential: Your Path to Excellence with India's Banking Professionals

India's banking sector is rapidly evolving, driven by digital innovation and regulatory changes. YCP offers strategic insights to navigate this dynamic landscape.

With a deep understanding of India's regulatory environment, YCP empowers clients to optimize operations, ensuring compliance and competitive edge in the banking industry.

YCP's expertise in technology integration within the banking sector of India helps clients enhance customer experience and operational efficiency, fostering sustainable growth.

Our Services

Marketing & Sales

Driving growth in India's banking sector through strategic marketing and sales excellence.

Branding & Brand Management
Product & Portfolio Management
Pricing
Digital Marketing
E-commerce
Customer Experience
Sales Channel Strategy
Digital Sales

Operations

YCP tailors operations strategy for India's banking sector, enhancing efficiency.

Project Management Office (PMO)
Growth Strategy Implementation
Operation Transformation
Manufacturing
Organization Design

Supply Chain Management

Optimizing India's supply chains with strategic insights and innovative solutions.

Supply Chain
Digital Supply Chain
Procurement
Logistics

M&A, Transactions, and PMI

Guiding seamless M&A, Transactions, and PMI in India's vibrant banking sector.

M&A Strategy
Divesstiture/Curb-out Strategy
M&A Target Scouting
Buyer/Investor Search
Commercial Due Diligence
M&A Execution (Buy-side & Sell-side Financial Advisory)
Valuation
Post-Merger Integration (PMI)
Value Creation
IPO PMO
Joint Venture
Corporate Venture Capital

Strategy

Elevate your Strategy in India's Banking Sector with YCP's Expert Consulting

Business Strategy
Corporate Finance
Growth Opportunity Identification
New Business Development
Organization Strategy
Enterprise Risk Management
Asset/Project Risk Management
Digital Strategy
Strategic Partnership & Channel Strategy

Digital Transformation

Driving India's banks through digital transformation with expert strategies.

DX Vision
Digital Roadmap
CIO/CDO Support
System Architecture Design
DX PMO
Artificial Intelligence (AI)
Robotic Process Automation (RPA)
Big Data Analysis
IT Organization Design & Restructuring
IT Portfolio Management
Off-shore Development Centre Set-up

Public Services

Elevate your banking operations in India with YCP's expert consulting services

Economic Development
Public Policy Development
E-Governance

Sustainability

Guiding India's banks towards robust sustainability practices with expert strategies.

Sustainability Strategy & Implementation
Double Materiality
Decarbonization & Net-Zero Strategy
Climate Change Risks and Opportunities
Sustainability Due Diligence
Supply Chain Assessment
ESG Reporting
Investor Relations & Fundraising
Organization & Governance Design

Market Research

In-depth market research shaping the future of India's banking sector.

Market Landscape
Market Size
Industry Structure and Trend
Competitive Benchmark
Business Partner Search & Screening
B2B/B2C Customer Survey
Consumer Research

Navigating Banking Sector in India

Regulatory Hurdles Impacting Growth for Indian Banks

The Indian banking sector faces severe regulatory challenges, with compliance costs climbing 21% annually, straining profit margins and delaying service improvements.
To navigate regulatory challenges, banks must invest in advanced compliance technologies. Utilizing AI can reduce compliance costs by up to 50%, enhancing competitiveness.

Rising Non-Performing Assets and Credit Risk Management

India's banking industry wrestles with rising non-performing assets (NPA), which stood at 7% of total advances in recent years, increasing financial instability.
Implementing robust credit risk management strategies and leveraging data analytics can mitigate risk. Predictive analytics can lower NPA levels by 15-25%, provided consistent monitoring.

Digital Banking Expansion Offering Market Growth

Digital banking in India is growing rapidly, with digital transactions surging by 83% post-pandemic. This shift offers significant revenue expansion for forward-looking businesses.
Investing in IT infrastructure for seamless digital experiences can drastically improve customer retention. Every 10-point improvement in digital services satisfaction brings a 40% boost in loyalty.

Inclusive Banking Innovating Financial Services Access

Efforts toward financial inclusion have soared, with nearly 90% of Indians now possess a bank account thanks to government initiatives yet accessing credit still lags considerably.
Banks can focus on microfinancing and rural banking technology solutions. Serving this untapped market of over 200 million unbanked adults can significantly raise India’s financial ecosystem.

Our Clients

We have worked with more than 2000 companies throughout various industries.

What Our Clients Say About Us

"Goodyear has been collaborating with YCP on new market entry strategy. I would personally like to congratulate YCP on the commendable job your team has done in supporting us, with professionalism, business intelligence, and solid market insights, in the development of a route-to-market strategy for a completely new country. The team’s strategic advice was so useful and on point, that we have already worked on a second project together, optimizing our distributor strategy in one of our existing markets. We look forward to continuing working with YCP and highly recommend them as growth partners."

Regional Sales Director

Goodyear

"YCP’s vast network and enormous experience in India, benefited us in identifying some of the competent Institutes, which were not on our radar before. Being a huge country, it is not easy to locate such Institutes that may not be popular or generally well known but that may have specific competencies useful for our applications. YCP truly served as a partner to link us with new academia in India, which has great potential for collaboration. I personally appreciate the dedication and professionalism of YCP's entire team, & particularly would like to thank Heiko for his excellent project management & valuable inputs. Thank you for the cooperation and we hope to continue the partnership we have built up so far. "

Asia Partnerships Manager - ITC Asia

Essilor

Results Through Expertise: Case Studies

Learn how we help clients build and implement strategies
that drive sustainable growth in today’s complex business landscape.

Strategic Initiative Development and Execution Support for Fintech in India

Client

India's premier embedded fintech platform

Area

India

Expertise Scope

Business Roadmap Development, Strategic Initiative Definition, Internal Alignment

Project Summary

Our approach included developing a comprehensive understanding of the business and roadmap, defining and detailing key strategic initiatives, building internal alignment, providing decision-making and thought support, and executing select high-priority initiatives. We collaborated closely with the client’s team, adhering to a structured governance and review mechanism to ensure alignment and progress.

IP Management Analysis and Strategic Decision Support for a Global Technology Leader

Client

A global leader in technology solutions

Area

Greater China

Expertise Scope

IP Management Analysis, Data Insights Extraction, Strategy Recommendations

Project Summary

Our approach included analyzing IP management indicators, organizing technology and business-related information, and extracting insights to support business decision-making. We tracked IP and business information, analyzed both quantitative and qualitative data, and provided recommendations for revising the IP strategy.

YCP in Media

Our Group CEO Yuki Ishida and Managing Partner Karambir Anand shared insights at the ASEAN–Japan Young Business Leaders’ Summit.

At the Asian Power Summit 2025, our Director Harika G. led a session on Asia’s evolving energy mix.

Singapore Business Review featured Karambir Anand on Singapore’s expanding solar capacity and energy challenges.

Publications

Exploring M&A Entry Opportunities in Fintech via BNPL and P2P

Fintech is reshaping financial services, with BNPL and P2P lending driving faster growth than traditional banking. These models expand access to financing and create M&A entry opportunities for financial institutions, though success depends on scale, technology, effective risk management, and regulatory alignment.

Charging Towards Digital Dominance: Challenges for India's Auto Components Sector and How to Overcome Them

India’s auto components sector remains a global manufacturing leader, with the aftermarket poised for strong growth. Fragmented service networks, counterfeit parts, and rising digital expectations are reshaping the segment, making digital platforms and transparency critical to improving service quality and customer trust.

Unlocking Vietnam's Fintech Potential

Vietnam’s fintech sector is growing rapidly, driven by rising digital adoption, an underbanked population, and government support for a cashless economy. Digital payments lead the market, while personal and corporate finance show strong potential. Continued growth will hinge on regulatory clarity and ecosystem partnerships.

Unraveling the growth potential of Vietnam’s FinTech

ベトナムのフィンテックの成長性を解き明かす

Europe, Asia, Middle East, Africa, North America, South America

Past Experience:

Arthur Andersen, Advancy

Talk to Our Banking Experts

Arrange a session with our experts to explore how YCP can assist you in addressing your business challenges.

YCP Group is the leading professional firm in Asia empowering excellence through diverse expertise:

YCP
YCP Auctus
YCP Consus

YCP Group is the leading professional firm in Asia empowering excellence through diverse expertise:

YCP
YCP Auctus
YCP Consus