India Fintech Consulting

YCP brings unparalleled insight to the India fintech market, aiding firms in navigating its complexities. With years of expertise, YCP provides comprehensive fintech consulting, leveraging global reach and a hands-on approach to propel clients within India's dynamic finance sector.

YCP in Numbers

Project Across Asia

Offices

Portfolio Businesses

Professionals

With India processing a record number of digital payments in 2024 reaching

150 billion*

fintech firms must prioritize robust payment systems for sustainable growth in this dynamic market.

Source: RBI, 2024

YCP Fintech Experts in India

The fintech industry in India is witnessing remarkable dynamics, transforming the financial landscape with its innovative growth. As India continues to emerge as a tech-influenced economic powerhouse, the fintech sector is at the forefront of this evolution, marking significant advancements in digital payments, lending, and investment platforms.

YCP, leveraging the expertise of its global professionals and a profound understanding of the fintech landscape, offers unparalleled fintech consulting designed to address market barriers effectively. Our comprehensive consulting services have steadily empowered clients to navigate and capitalize on India’s dynamic fintech market, fostering sustainable entry and growth amidst the competitive and evolving ecosystem.

As a trusted consulting partner, YCP's extensive expertise and proven track record in the fintech industry make it the optimal choice for companies eager to excel in India's vibrant market. By forging collaborative strategies and bespoke solutions, we align with our clients' ambitions, translating insight into success.

Unlocking Potential: Your Path to Excellence with India's Fintech Professionals

India's fintech landscape is transforming at an unprecedented pace, driven by rapid digital adoption and an ever-growing consumer base. The country's fintech ecosystem offers vast opportunities in digital payments, lending, and wealth management, making it a pivotal market for innovation. Navigating this dynamic environment requires nuanced understanding and strategic foresight.

YCP offers comprehensive India Fintech Consulting services, tailored to meet the unique challenges and opportunities this vibrant industry presents. Our expert insights help clients navigate regulatory landscapes, harness technological advancements, and adapt to consumer demands. By aligning strategies with industry trends, we empower businesses to excel.

Our deep expertise in India's fintech sector allows us to provide bespoke consulting solutions that drive growth and innovation. Partnering with YCP ensures access to a blend of localized knowledge and global best practices, equipping clients to achieve their strategic objectives efficiently and effectively in this ever-evolving market.

Our Services

Marketing & Sales

Elevate your Marketing & Sales performance in India with YCP's expert strategies

Branding & Brand Management
Product & Portfolio Management
Pricing
Digital Marketing
E-commerce
Customer Experience
Sales Channel Strategy
Digital Sales

Operations

Empowering India's fintech operations for swift, scalable success.

Project Management Office (PMO)
Growth Strategy Implementation
Operation Transformation
Manufacturing
Organization Design

Supply Chain Management

Optimizing India's fintech logistic flows with strategic supply chain solutions.

Supply Chain
Digital Supply Chain
Procurement
Logistics

M&A, Transactions, and PMI

Boost your M&A, transactions, and PMI efficiency in India's fintech landscape with YCP.

M&A Strategy
Divesstiture/Curb-out Strategy
M&A Target Scouting
Buyer/Investor Search
Commercial Due Diligence
M&A Execution (Buy-side & Sell-side Financial Advisory)
Valuation
Post-Merger Integration (PMI)
Value Creation
IPO PMO
Joint Venture
Corporate Venture Capital

Strategy

Elevate your Fintech strategy in India with YCP's expert consulting services.

Business Strategy
Corporate Finance
Growth Opportunity Identification
New Business Development
Organization Strategy
Enterprise Risk Management
Asset/Project Risk Management
Digital Strategy
Strategic Partnership & Channel Strategy

Digital Transformation

Empowering your fintech in India with cutting-edge digital transformation solutions.

DX Vision
Digital Roadmap
CIO/CDO Support
System Architecture Design
DX PMO
Artificial Intelligence (AI)
Robotic Process Automation (RPA)
Big Data Analysis
IT Organization Design & Restructuring
IT Portfolio Management
Off-shore Development Centre Set-up

Public Services

Transforming India's public sector with strategic fintech consulting for robust growth.

Economic Development
Public Policy Development
E-Governance

Sustainability

Guiding India's Fintech sector towards sustainable growth with strategic insights.

Sustainability Strategy & Implementation
Double Materiality
Decarbonization & Net-Zero Strategy
Climate Change Risks and Opportunities
Sustainability Due Diligence
Supply Chain Assessment
ESG Reporting
Investor Relations & Fundraising
Organization & Governance Design

Market Research

In-depth market insights fuel our India Fintech strategies for robust growth.

Market Landscape
Market Size
Industry Structure and Trend
Competitive Benchmark
Business Partner Search & Screening
B2B/B2C Customer Survey
Consumer Research

Navigating Fintech Sector in India

Regulation Complexity and Compliance the Real Hurdle

India’s fintech sector saw a 205% boost in 2022, reaching billions. However, diverse pied-keeping regulations pose real challenges that companies can't ignore.
Aligning with fintech's porta facet by embracing national digital IDs can arrest harmonization ensnares quickly, knowing already 500 million dormant accounts.

Data Security Threats Loom Amid Growth Quickening

With 6 out of 10 fintech firms experiencing data breaches, ensuring utmost system protection is key as 78% sectors welcoming IoT leave invincible loopholes.
Greater AI reinforcement use assists redirecting needed manpower and evolving India's data security-hungry phases sparking trust in untapped potentials.

Digital Transactions Aiming Ascendancy in Future Race

Digital payments likely to reach $10 trillion mark via India lift by 2025 foreshadow eased customer access, comfort, and advent perpetually hops giant sweep.
Unlock doors pushing robust connectivity communicating interfaced herald inventory as innovation people thriving answer beckon accompanied monopoles whooping affair.

Government Commitment Fuels Innovation Certainty

Incrementally rising fintech with joint impetus-an ascent surging $31B investment subsidy transformative congregates altogether pledge range constituents.
Real-segment cultivation eyes visible dynamic shifts unlocking an ignitable territory's afi funding exclusive ventures prospects primarily licensing about the desirability.

Our Clients

We have worked with more than 2000 companies throughout various industries.

What Our Clients Say About Us

"We are very happy with the projects handled by YCP for Saint-Gobain. The YCP teams have been fully engaged and have shown real professionalism. They understood our needs and completely fulfilled our expectations. Thanks to a step by step process, many interactions were possible between YCP and our company, and their team reacted with the right flexibility and pace. The studies conducted by YCP delivered very practical recommendations and valuable conclusions for us. We definitely recommend YCP. "

Global Marketing Director

Saint Gobain

"YCP’s vast network and enormous experience in India, benefited us in identifying some of the competent Institutes, which were not on our radar before. Being a huge country, it is not easy to locate such Institutes that may not be popular or generally well known but that may have specific competencies useful for our applications. YCP truly served as a partner to link us with new academia in India, which has great potential for collaboration. I personally appreciate the dedication and professionalism of YCP's entire team, & particularly would like to thank Heiko for his excellent project management & valuable inputs. Thank you for the cooperation and we hope to continue the partnership we have built up so far. "

Asia Partnerships Manager - ITC Asia

Essilor

Results Through Expertise: Case Studies

Learn how we help clients build and implement strategies
that drive sustainable growth in today’s complex business landscape.

Strategic Initiative Development and Execution Support for Fintech in India

Client

India's premier embedded fintech platform

Area

India

Expertise Scope

Business Roadmap Development, Strategic Initiative Definition, Internal Alignment

Project Summary

Our approach included developing a comprehensive understanding of the business and roadmap, defining and detailing key strategic initiatives, building internal alignment, providing decision-making and thought support, and executing select high-priority initiatives. We collaborated closely with the client’s team, adhering to a structured governance and review mechanism to ensure alignment and progress.

IP Management Analysis and Strategic Decision Support for a Global Technology Leader

Client

A global leader in technology solutions

Area

Greater China

Expertise Scope

IP Management Analysis, Data Insights Extraction, Strategy Recommendations

Project Summary

Our approach included analyzing IP management indicators, organizing technology and business-related information, and extracting insights to support business decision-making. We tracked IP and business information, analyzed both quantitative and qualitative data, and provided recommendations for revising the IP strategy.

YCP in Media

Our Group CEO Yuki Ishida and Managing Partner Karambir Anand shared insights at the ASEAN–Japan Young Business Leaders’ Summit.

At the Asian Power Summit 2025, our Director Harika G. led a session on Asia’s evolving energy mix.

Singapore Business Review featured Karambir Anand on Singapore’s expanding solar capacity and energy challenges.

Publications

Exploring M&A Entry Opportunities in Fintech via BNPL and P2P

Fintech is reshaping financial services, with BNPL and P2P lending driving faster growth than traditional banking. These models expand access to financing and create M&A entry opportunities for financial institutions, though success depends on scale, technology, effective risk management, and regulatory alignment.

Charging Towards Digital Dominance: Challenges for India's Auto Components Sector and How to Overcome Them

India’s auto components sector remains a global manufacturing leader, with the aftermarket poised for strong growth. Fragmented service networks, counterfeit parts, and rising digital expectations are reshaping the segment, making digital platforms and transparency critical to improving service quality and customer trust.

Unlocking Vietnam's Fintech Potential

Vietnam’s fintech sector is growing rapidly, driven by rising digital adoption, an underbanked population, and government support for a cashless economy. Digital payments lead the market, while personal and corporate finance show strong potential. Continued growth will hinge on regulatory clarity and ecosystem partnerships.

Unraveling the growth potential of Vietnam’s FinTech

ベトナムのフィンテックの成長性を解き明かす

Europe, Asia, Middle East, Africa, North America, South America

Past Experience:

Arthur Andersen, Advancy

Talk to Our Fintech Experts

Arrange a session with our experts to explore how YCP can assist you in addressing your business challenges.

YCP Group is the leading professional firm in Asia empowering excellence through diverse expertise:

YCP
YCP Auctus
YCP Consus

YCP Group is the leading professional firm in Asia empowering excellence through diverse expertise:

YCP
YCP Auctus
YCP Consus