YCP in Numbers
Penetration of digital banking in Malaysia reached
78%*
illustrating that firms must prioritize digital strategies in Malaysia's evolving banking sector.
Source: Bank Negara Malaysia, 2024
YCP Banking Experts in Malaysia
The banking industry in Malaysia is thriving, with the country witnessing significant advancements across several sectors. Known for its robust economy, Malaysia fosters an environment conducive to the growth of the banking sector, positioning it as a hub of financial innovation in Asia.
YCP leverages its global network of professionals and profound expertise to offer unparalleled banking consulting services in Malaysia. Our comprehensive understanding of the banking industry empowers us to help clients navigate market barriers, optimize market entry, and ensure sustainable growth. YCP's banking consulting has proven instrumental in achieving strategic solutions for diverse challenges clients face in the competitive Malaysian landscape.
Choosing YCP as your trusted banking consulting partner allows your business to excel and thrive in Malaysia's dynamic banking market. Our confidence, combined with our bespoke solutions, ensures that we meet and exceed client expectations in furthering their market objectives with precision and excellence.
Unlocking Potential: Your Path to Excellence with Malaysia's Banking Professionals
In Malaysia, the banking sector is a key growth driver. YCP helps clients navigate regulatory complexities and market dynamics.
With digital transformation reshaping banking in Malaysia, YCP provides strategic insights to harness technology for competitive advantage.
YCP offers expertise in risk management and operational efficiency, vital for Malaysia's banking firms in an increasingly globalized economy.
Our Services
Marketing & Sales
Elevate your Marketing & Sales game in Malaysia with YCP's expert consulting.
- Branding & Brand Management
- Product & Portfolio Management
- Pricing
- Digital Marketing
- E-commerce
- Customer Experience
- Sales Channel Strategy
- Digital Sales
Operations
Optimize your operations in Malaysia's dynamic banking sector with YCP expertise.
- Project Management Office (PMO)
- Growth Strategy Implementation
- Operation Transformation
- Manufacturing
- Organization Design
Supply Chain Management
Streamlining supply chains in Malaysia's banking sector with strategic insights and local expertise.
- Supply Chain
- Digital Supply Chain
- Procurement
- Logistics
M&A, Transactions, and PMI
Elevate your Malaysia M&A, Transactions, and PMI efforts with expert YCP guidance.
- M&A Strategy
- Divesstiture/Curb-out Strategy
- M&A Target Scouting
- Buyer/Investor Search
- Commercial Due Diligence
- M&A Execution (Buy-side & Sell-side Financial Advisory)
- Valuation
- Post-Merger Integration (PMI)
- Value Creation
- IPO PMO
- Joint Venture
- Corporate Venture Capital
Strategy
Offering expert strategy consulting for Malaysia's banking sector, driving growth and innovation.
- Business Strategy
- Corporate Finance
- Growth Opportunity Identification
- New Business Development
- Organization Strategy
- Enterprise Risk Management
- Asset/Project Risk Management
- Digital Strategy
- Strategic Partnership & Channel Strategy
Digital Transformation
Guiding Malaysia's banks through digital innovation for enhanced market competitiveness.
- DX Vision
- Digital Roadmap
- CIO/CDO Support
- System Architecture Design
- DX PMO
- Artificial Intelligence (AI)
- Robotic Process Automation (RPA)
- Big Data Analysis
- IT Organization Design & Restructuring
- IT Portfolio Management
- Off-shore Development Centre Set-up
Public Services
Elevating Malaysia's Public Services with bespoke banking consulting solutions.
- Economic Development
- Public Policy Development
- E-Governance
Sustainability
Guiding Malaysia's banks towards sustainable growth through expert strategies.
- Sustainability Strategy & Implementation
- Double Materiality
- Decarbonization & Net-Zero Strategy
- Climate Change Risks and Opportunities
- Sustainability Due Diligence
- Supply Chain Assessment
- ESG Reporting
- Investor Relations & Fundraising
- Organization & Governance Design
Market Research
Navigating Malaysia's banking sector through in-depth market research and strategic insights.
- Market Landscape
- Market Size
- Industry Structure and Trend
- Competitive Benchmark
- Business Partner Search & Screening
- B2B/B2C Customer Survey
- Consumer Research
Navigating Banking Sector in Malaysia
Strict Regulatory Measures Impact Growth
- Malaysia's banking sector is heavily regulated, which poses strict compliance burdens on banks and slightly constricts a market encompassing 27 licenses.
- Adapting innovative compliance technology is key, such as implementing digital KYC processes that can save banks an average of 25% in compliance costs.
Digital Transformation Challenges in Banking
- Approximately 50% of Malaysia's population is underbanked, which narrows the client base for digitally-driven banking services in the country.
- To expand digital banking reach, developing user-friendly mobile platforms that enhance financial literacy could penetrate an untapped $10 billion market annually.
Rising FinTech Collaboration Opportunities
- Banking sectors in Malaysia are witnessing robust trends towards collaborations, with heightened venture capital flow estimated to hit RM 5 billion in this space by 2025.
- Leveraging these strategic FinTech partnerships allows banks to swiftly innovate, offering more tailored technological solutions domestically.
Digital Banking Drives Economic Inclusion
- Digital banking initiatives could bank the country's unbanked population, estimated at 15% of the population, offering extensive growth potential.
- Digital wallets and e-payment systems have seen an adoption increase by 20%, encouraging traditional banks to diversify into these rapidly growing segments.
Our Clients
We have worked with more than 2000 companies throughout various industries.
What Our Clients Say About Us
"The engagement conducted by YCP was comprehensive and was very helpful for Shell to take immediate strategic decisions and actions in our market; their work allowed Shell to see the unseen, especially with regards to the competitor assessment and detailed customer issues. The YCP team has always been professional to work with, and I've appreciated how they accommodate client requests and enthusiastically took on the challenges we gave them. Overall, I am very happy with the services provided by YCP, they managed to get very insightful and unbiased recommendations for our business."
Marketing Implementer for Indonesia, Singapore & Vietnam
Shell
"During the course of 2009 and 2010, YCP carried out extensive research on roofing materials market for Monier (previously Lafarge Roofing) in Asia. The experience and expertise of YCP in building materials markets in Asia and the strong analytical skills of their consultants resulted in high-quality output for their various assignments, driven by in-depth field investigations. The findings and recommendations provided by YCP have proved extremely valuable for Monier to identify and assess growth opportunities in the region, and to support Monier’s strategic approach and planning in the region. I am therefore happy to recommend YCP as a valuable partner to any company interested in their research and consulting capabilities."
Managing Director Thailand and Indonesia
Monier Roofing (Previously Lafarge)
Results Through Expertise: Case Studies
Learn how we help clients build and implement strategies
that drive sustainable growth in today’s complex business landscape.
IT System Development Support for Accounting Workflow Management
Client
An advisory and accounting firm in Japan
Area
Asia, Southeast Asia, Japan
Expertise Scope
System Development, Contract Management, UI/UX Design
Project Summary
Our team developed a robust system on DingTalk, featuring modules for contract/vendor management, settlement requests, debt collection, financial reporting, and purchase requests. The system, supporting both Chinese and Japanese, was web-based, mobile-friendly, and hosted on Alibaba Cloud for up to 50 users. We managed the full development process, including specification finalization, mockups, frontend and backend development, testing, bug fixing, UI/UX improvements, and acceptance testing, ensuring seamless integration and functionality.
Payroll Market Assessment
Client
A finance company operating across Southeast Asia
Area
Southeast Asia
Expertise Scope
Market Assessment, Customer Segmentation Analysis, Competitive Landscape Evaluation
Project Summary
Our team utilized a comprehensive methodology for assessing the payroll services market, analyzing its size, growth, and trends. We examined customer segmentation, behavior, and preferences, and performed a competitive landscape analysis to benchmark service offerings. Through primary and secondary research, including stakeholder interviews, we provided a holistic view of market dynamics, enabling the client to identify growth opportunities and refine their payroll service strategies to meet customer needs effectively.
YCP in Media
Our Group CEO Yuki Ishida and Managing Partner Karambir Anand shared insights at the ASEAN–Japan Young Business Leaders’ Summit.
At the Asian Power Summit 2025, our Director Harika G. led a session on Asia’s evolving energy mix.
Singapore Business Review featured Karambir Anand on Singapore’s expanding solar capacity and energy challenges.
Publications
Exploring M&A Entry Opportunities in Fintech via BNPL and P2P
Fintech is reshaping financial services, with BNPL and P2P lending driving faster growth than traditional banking. These models expand access to financing and create M&A entry opportunities for financial institutions, though success depends on scale, technology, effective risk management, and regulatory alignment.
Accelerating Your Digital Transformation: Are Malaysian Companies Geared to Digitalise?
Malaysia’s digital economy is growing, but many companies remain at an early stage of digitalization. While awareness is high, most firms focus on basic digitization rather than business transformation. Government incentives, skills development, and incremental adoption are key to advancing digital maturity.
Unlocking Vietnam's Fintech Potential
Vietnam’s fintech sector is growing rapidly, driven by rising digital adoption, an underbanked population, and government support for a cashless economy. Digital payments lead the market, while personal and corporate finance show strong potential. Continued growth will hinge on regulatory clarity and ecosystem partnerships.
ベトナムのフィンテックの成長性を解き明かす
ベトナムのフィンテック分野は、デジタル化の進展、十分な金融サービスを受けていない層の存在、キャッシュレス社会を推進する政府支援を背景に、急速に成長しています。中でもデジタル決済が市場を牽引している一方、個人向けおよび法人向け金融サービスにも高い成長ポテンシャルが見込まれます。今後の持続的な成長には、規制の明確化とエコシステム全体でのパートナーシップ構築が鍵となります。
Meet Our Experts
Establish industry dominance with our experts and partners
Yuki Ishida
Managing Partner
Nationality: Japanese
Region Coverage:
Asia, North America
Past Experience:
Goldman Sachs
Pilar Dieter
Managing Partner
Nationality: American
Region Coverage:
Asia, North America
Past Experience:
Alaris Consulting
Shingo Kasumoto
Managing Partner
Nationality: Japanese
Region Coverage:
Asia
Past Experience:
P&G
Leon Cheng
Partner
Nationality: Chinese
Region Coverage:
Asia, North America, South America
Past Experience:
EAC, DHL
Takahiro Okawara
Partner
Nationality: Japanese
Region Coverage:
Japan, Singapore, Thailand, Vietnam, Indonesia
Past Experience:
Accenture, Rakuten
Jatin Gulati
Partner
Nationality: Indian
Region Coverage:
Asia
Past Experience:
McKinsey & Company, Accenture Strategy
Laurent Fihey
Partner
Nationality: French
Region Coverage:
Europe, Asia, Middle East, Africa, North America, South America
Past Experience:
Arthur Andersen, Advancy
Talk to Our Banking Experts
Arrange a session with our experts to explore how YCP can assist you in addressing your business challenges.
YCP Group is the leading professional firm in Asia empowering excellence through diverse expertise:
- YCP
- YCP Auctus
- YCP Consus
YCP Group is the leading professional firm in Asia empowering excellence through diverse expertise:
- YCP
- YCP Auctus
- YCP Consus
