Philippines Fintech Consulting

YCP offers specialized consulting services tailored for the Fintech industry in the Philippines, aiding growth with a global perspective.

YCP in Numbers

Project Across Asia

Offices

Portfolio Businesses

Professionals

With digital payments leading the charge in the Philippines fintech market at

42%*

businesses entering this sector must prioritize innovation and regulatory compliance for growth.

Source: BSP, 2024

YCP Fintech Experts in Philippines

The fintech industry in the Philippines is experiencing a dynamic evolution, as the country blossoms with advancements across various sectors. Fintech is gaining substantial traction, driven by technological advancements and regulatory support. This growth is fostering innovation and creating new opportunities within the financial services sector.

YCP's fintech consulting expertise, supported by its global professionals and in-depth understanding, provides unparalleled insights into the Philippine fintech market. Our consulting services have empowered clients to navigate market barriers effectively, aiding in strategic market entry and growth. We cut through complexities and enable our clients to harness fintech innovations that drive success and sustainability in this vibrant environment.

As a trusted fintech consulting partner, YCP delivers solutions that help big businesses achieve their strategic goals within the Philippines' expanding fintech landscape. With a distinguished track record and expert-led approach, we ensure our clients are poised for both short-term success and long-term growth.

Unlocking Potential: Your Path to Excellence with Philippines's Fintech Professionals

In the Philippines, the Fintech landscape is rapidly evolving. YCP's experts can guide clients through this dynamic environment.

With a deep understanding of local regulations and digital innovations, YCP is poised to help your Fintech venture thrive in the Philippines.

Leveraging our global insights and local expertise, YCP crafts tailored strategies for Fintech companies aiming for success in the Filipino market.

Our Services

Marketing & Sales

Boost your Fintech's Marketing & Sales in the Philippines with YCP expertise.

Branding & Brand Management
Product & Portfolio Management
Pricing
Digital Marketing
E-commerce
Customer Experience
Sales Channel Strategy
Digital Sales

Operations

Enhance your Fintech operations in the Philippines with expert YCP consulting.

Project Management Office (PMO)
Growth Strategy Implementation
Operation Transformation
Manufacturing
Organization Design

Supply Chain Management

Elevate your Supply Chain Management in the Philippines with expert strategies from YCP.

Supply Chain
Digital Supply Chain
Procurement
Logistics

M&A, Transactions, and PMI

Empowering your M&A, Transactions, and PMI success in the Philippines' Fintech sector.

M&A Strategy
Divesstiture/Curb-out Strategy
M&A Target Scouting
Buyer/Investor Search
Commercial Due Diligence
M&A Execution (Buy-side & Sell-side Financial Advisory)
Valuation
Post-Merger Integration (PMI)
Value Creation
IPO PMO
Joint Venture
Corporate Venture Capital

Strategy

Navigating the Philippines fintech landscape with expert strategic guidance.

Business Strategy
Corporate Finance
Growth Opportunity Identification
New Business Development
Organization Strategy
Enterprise Risk Management
Asset/Project Risk Management
Digital Strategy
Strategic Partnership & Channel Strategy

Digital Transformation

Guiding PH Fintechs through cutting-edge digital transformations for market success.

DX Vision
Digital Roadmap
CIO/CDO Support
System Architecture Design
DX PMO
Artificial Intelligence (AI)
Robotic Process Automation (RPA)
Big Data Analysis
IT Organization Design & Restructuring
IT Portfolio Management
Off-shore Development Centre Set-up

Public Services

Elevate your fintech in the Philippines with YCP's expert public services guidance.

Economic Development
Public Policy Development
E-Governance

Sustainability

Driving sustainability in PH's fintech with strategic, innovative consulting solutions.

Sustainability Strategy & Implementation
Double Materiality
Decarbonization & Net-Zero Strategy
Climate Change Risks and Opportunities
Sustainability Due Diligence
Supply Chain Assessment
ESG Reporting
Investor Relations & Fundraising
Organization & Governance Design

Market Research

In-depth Market Research for Philippines' evolving Fintech landscape.

Market Landscape
Market Size
Industry Structure and Trend
Competitive Benchmark
Business Partner Search & Screening
B2B/B2C Customer Survey
Consumer Research

Navigating Fintech Sector in Philippines

Difficulty in Regulatory Compliance for Fintech

In the Philippines, regulatory compliance presents a hurdle for 70% of fintech startups, hindering speed and flexibility to innovate in their operations and offerings.
To mitigate such issues, integrating cutting-edge compliance tech can foster innovation while aligning with government objectives without sacrificing technological advancements.

Challenges with Financial Inclusion and Awareness

73% of Filipinos lack financial literacy necessary to harness fintech solutions, compounded by deficiencies in digital infrastructure limiting areas aren't covered adequately.
Enhancing collaboration with educational outreach prioritized can result in increased fintech adoption and network growth, ultimately closing the financial literacy gap.

Expanding Mobile Demographics Represent Growth Avenues

Mobile phone penetration in the Philippines exceeds 110% by 2023, creating a burgeoning environment for the on-the-go financial technology user needing agile applications.
Developing tailored fintech solutions for mobile platforms can penetrate previously untapped markets and support broader freedom and access to casual financial products.

An Increase in Digital Payments Suggests Upswings

Digital payment transactions drastically climbed with a recorded worth reaching blazing heights over PHP 1 trillion in recent estimations fueling significant online spending activities.
By leveraging this upward digital transaction trend, more crucial partnerships in e-commerce expansion can set consistent growth peaks aligning convenient payment gateways.

Our Clients

We have worked with more than 2000 companies throughout various industries.

What Our Clients Say About Us

"The engagement conducted by YCP was comprehensive and was very helpful for Shell to take immediate strategic decisions and actions in our market; their work allowed Shell to see the unseen, especially with regards to the competitor assessment and detailed customer issues. The YCP team has always been professional to work with, and I've appreciated how they accommodate client requests and enthusiastically took on the challenges we gave them. Overall, I am very happy with the services provided by YCP, they managed to get very insightful and unbiased recommendations for our business."

Marketing Implementer for Indonesia, Singapore & Vietnam

Shell

"During the course of 2009 and 2010, YCP carried out extensive research on roofing materials market for Monier (previously Lafarge Roofing) in Asia. The experience and expertise of YCP in building materials markets in Asia and the strong analytical skills of their consultants resulted in high-quality output for their various assignments, driven by in-depth field investigations. The findings and recommendations provided by YCP have proved extremely valuable for Monier to identify and assess growth opportunities in the region, and to support Monier’s strategic approach and planning in the region. I am therefore happy to recommend YCP as a valuable partner to any company interested in their research and consulting capabilities."

Managing Director Thailand and Indonesia

Monier Roofing (Previously Lafarge)

Results Through Expertise: Case Studies

Learn how we help clients build and implement strategies
that drive sustainable growth in today’s complex business landscape.

IT System Development Support for Accounting Workflow Management

Client

An advisory and accounting firm in Japan

Area

Asia, Southeast Asia, Japan

Expertise Scope

System Development, Contract Management, UI/UX Design

Project Summary

Our team developed a robust system on DingTalk, featuring modules for contract/vendor management, settlement requests, debt collection, financial reporting, and purchase requests. The system, supporting both Chinese and Japanese, was web-based, mobile-friendly, and hosted on Alibaba Cloud for up to 50 users. We managed the full development process, including specification finalization, mockups, frontend and backend development, testing, bug fixing, UI/UX improvements, and acceptance testing, ensuring seamless integration and functionality.

Payroll Market Assessment

Client

A finance company operating across Southeast Asia

Area

Southeast Asia

Expertise Scope

Market Assessment, Customer Segmentation Analysis, Competitive Landscape Evaluation

Project Summary

Our team utilized a comprehensive methodology for assessing the payroll services market, analyzing its size, growth, and trends. We examined customer segmentation, behavior, and preferences, and performed a competitive landscape analysis to benchmark service offerings. Through primary and secondary research, including stakeholder interviews, we provided a holistic view of market dynamics, enabling the client to identify growth opportunities and refine their payroll service strategies to meet customer needs effectively.

YCP in Media

Our Group CEO Yuki Ishida and Managing Partner Karambir Anand shared insights at the ASEAN–Japan Young Business Leaders’ Summit.

At the Asian Power Summit 2025, our Director Harika G. led a session on Asia’s evolving energy mix.

Singapore Business Review featured Karambir Anand on Singapore’s expanding solar capacity and energy challenges.

Publications

Food Resilience through Sustainable Hydroponic Agribusiness in the Philippines

Despite being a major agricultural producer, the Philippines faces food security risks from climate change and supply disruptions. Hydroponics offers a resilient alternative, enabling efficient, localized production. Growing household and commercial adoption highlights its potential to strengthen urban food supply and long-term resilience.

The Next Level: The Rise of Esports in the Philippines

Global esports has become a mainstream industry, but the Philippines remains at an early stage despite strong gaming participation. Mobile esports, led by Mobile Legends, shows how accessibility and publisher support can drive growth. With balanced investment across competition, content, and reach, the industry can continue to scale.

Digitalization in the Philippine Logistics Industry

The Philippine logistics industry faces inefficiencies from manual processes, fragmented coordination, and archipelagic constraints. As trade and e-commerce grow, digitalization is becoming essential to improve transparency, shorten lead times, and reduce costs, positioning logistics players for long-term competitiveness.

The Digitization of the Philippine Wallet: E-Money's Emergence in the Philippines

Asia

Past Experience:

Nexlabs, Reckitt

Talk to Our Fintech Experts

Arrange a session with our experts to explore how YCP can assist you in addressing your business challenges.

YCP Group is the leading professional firm in Asia empowering excellence through diverse expertise:

YCP
YCP Auctus
YCP Consus

YCP Group is the leading professional firm in Asia empowering excellence through diverse expertise:

YCP
YCP Auctus
YCP Consus