Vietnam Fintech Consulting

YCP leverages its Asia focus and global reach to help fintech clients navigate Vietnam's financial sector. With a hands-on support approach, they offer tailored consulting solutions to grow and thrive in Vietnam's dynamic fintech landscape, backed by decades of industry expertise.

YCP in Numbers

Project Across Asia

Offices

Portfolio Businesses

Professionals

Vietnam’s digital payment market grew by

40%

in 2024*, underlining immense opportunities for fintech players tapping rapid cashless trends.

Source: Statista, 2025

YCP Fintech Experts in Vietnam

The Vietnamese fintech industry is gaining momentum, reflecting the country's dynamic growth across various sectors, such as in digital banking, payments, and personal finance. Look to Vietnam as a hub of fintech innovation, with advancements these sectors propelling the economy forward.

YCP leverages its global expertise and intricate understanding of Vietnam's fintech ecosystem to deliver unparalleled consulting services. Our ability to tackle market barriers and navigate entry and growth challenges in Vietnam fintech consulting industry sets us apart as an invaluable partner. We bring tailored strategies that have consistently aided clients in exploring lucrative opportunities and optimizing their operations within this vibrant market.

Choosing YCP means engaging with a steadfast consulting partner in Vietnam's fintech realm. Our extensive industry insight, coupled with our strategic adeptness, extends vital support to enterprises keen on excelling in Vietnam's fintech economy, reaffirming YCP as the trusted kingspin in niche market support.

Unlocking Potential: Your Path to Excellence with Vietnam's Fintech Professionals

Vietnam's fintech sector is booming, driven by strong digital adoption. YCP stands as your gateway to navigating this dynamic and evolving market with precision.

With a deep understanding of Vietnam's regulatory landscape, YCP provides strategic insights to fintech firms aiming to capitalize on local and regional opportunities.

Leveraging our global expertise and local insights, YCP accelerates fintech innovations in Vietnam, ensuring your venture thrives in this competitive landscape.

Our Services

Marketing & Sales

Elevate your Marketing & Sales in Vietnam with YCP's expert Fintech Consulting.

Branding & Brand Management
Product & Portfolio Management
Pricing
Digital Marketing
E-commerce
Customer Experience
Sales Channel Strategy
Digital Sales

Operations

YCP streamlines Operations for Fintechs in Vietnam, fostering growth and innovation.

Project Management Office (PMO)
Growth Strategy Implementation
Operation Transformation
Manufacturing
Organization Design

Supply Chain Management

Optimize your supply chain in Vietnam with YCP's expert consulting. Elevate your fintech game.

Supply Chain
Digital Supply Chain
Procurement
Logistics

M&A, Transactions, and PMI

Navigating M&A and PMI in Vietnam's Fintech scene with unmatched precision and acumen.

M&A Strategy
Divesstiture/Curb-out Strategy
M&A Target Scouting
Buyer/Investor Search
Commercial Due Diligence
M&A Execution (Buy-side & Sell-side Financial Advisory)
Valuation
Post-Merger Integration (PMI)
Value Creation
IPO PMO
Joint Venture
Corporate Venture Capital

Strategy

Elevate your Vietnam Fintech venture with YCP's tailored strategy solutions.

Business Strategy
Corporate Finance
Growth Opportunity Identification
New Business Development
Organization Strategy
Enterprise Risk Management
Asset/Project Risk Management
Digital Strategy
Strategic Partnership & Channel Strategy

Digital Transformation

Driving Digital Transformation in Vietnam's Fintech Sector with Expert Consulting

DX Vision
Digital Roadmap
CIO/CDO Support
System Architecture Design
DX PMO
Artificial Intelligence (AI)
Robotic Process Automation (RPA)
Big Data Analysis
IT Organization Design & Restructuring
IT Portfolio Management
Off-shore Development Centre Set-up

Public Services

Elevate your Public Services in Vietnam with YCP's expert Fintech Consulting.

Economic Development
Public Policy Development
E-Governance

Sustainability

Guiding Vietnam's Fintechs towards sustainable growth with expert strategies and insights.

Sustainability Strategy & Implementation
Double Materiality
Decarbonization & Net-Zero Strategy
Climate Change Risks and Opportunities
Sustainability Due Diligence
Supply Chain Assessment
ESG Reporting
Investor Relations & Fundraising
Organization & Governance Design

Market Research

YCP leads with in-depth market research for Vietnam's dynamic fintech sector.

Market Landscape
Market Size
Industry Structure and Trend
Competitive Benchmark
Business Partner Search & Screening
B2B/B2C Customer Survey
Consumer Research

Navigating Fintech Sector in Vietnam

Increased Financial Regulatory Constraints in Vietnam

The Vietnam fintech sector highly respects strict financial guidelines, and nearly 35% of fintech startups struggle with adapting to regulatory growth requirements.
These regulatory pressures necessitate creative strategic adjustment, encouraging Vietnamese fintech companies to explore synergies with advancing technological solutions.

High Levels of Cybersecurity Threat Exposure

There has been a marked 50% rise in phishing incidents in Vietnam's digital finance channels requiring heightened security response.
Enhancement of cybersecurity frameworks is now imperative, creating a demand for innovations in digital safety measures.

Booming Digital Payment and Adoption Landscape

Digital payment growth exceeds 40% yearly in Vietnam, offering the fintech sector ample business model diversification avenues.
Access to rapid technological integration enables leveraging market trends favoring affordable, contactless payment systems readiness.

Rich Start-Up Ecosystems Building New Ventures

Six vibrant innovation hubs propelling tech incubation raises Vietnam to be recognized globally, ranking startup ecosystems positively in Asia.
Tech accelerators and investor interest boost fintech-driven entrepreneurial initiatives, stimulating economic inclusion with expanded volume interplay.

Our Clients

We have worked with more than 2000 companies throughout various industries.

What Our Clients Say About Us

"The engagement conducted by YCP was comprehensive and was very helpful for Shell to take immediate strategic decisions and actions in our market; their work allowed Shell to see the unseen, especially with regards to the competitor assessment and detailed customer issues. The YCP team has always been professional to work with, and I've appreciated how they accommodate client requests and enthusiastically took on the challenges we gave them. Overall, I am very happy with the services provided by YCP, they managed to get very insightful and unbiased recommendations for our business."

Marketing Implementer for Indonesia, Singapore & Vietnam

Shell

"YCP made sure they had a thorough understanding of our business needs and objectives and focused on the key aspects of the Vietnam market that helped us with our market development strategies. Their analysis and recommendations provided us with clear insights into the decision of our strategic options. "

Managing Director Asia Pacific

Teva Pharma

Results Through Expertise: Case Studies

Learn how we help clients build and implement strategies
that drive sustainable growth in today’s complex business landscape.

IT System Development Support for Accounting Workflow Management

Client

An advisory and accounting firm in Japan

Area

Asia, Southeast Asia, Japan

Expertise Scope

System Development, Contract Management, UI/UX Design

Project Summary

Our team developed a robust system on DingTalk, featuring modules for contract/vendor management, settlement requests, debt collection, financial reporting, and purchase requests. The system, supporting both Chinese and Japanese, was web-based, mobile-friendly, and hosted on Alibaba Cloud for up to 50 users. We managed the full development process, including specification finalization, mockups, frontend and backend development, testing, bug fixing, UI/UX improvements, and acceptance testing, ensuring seamless integration and functionality.

Payroll Market Assessment

Client

A finance company operating across Southeast Asia

Area

Southeast Asia

Expertise Scope

Market Assessment, Customer Segmentation Analysis, Competitive Landscape Evaluation

Project Summary

Our team utilized a comprehensive methodology for assessing the payroll services market, analyzing its size, growth, and trends. We examined customer segmentation, behavior, and preferences, and performed a competitive landscape analysis to benchmark service offerings. Through primary and secondary research, including stakeholder interviews, we provided a holistic view of market dynamics, enabling the client to identify growth opportunities and refine their payroll service strategies to meet customer needs effectively.

YCP in Media

Our Group CEO Yuki Ishida and Managing Partner Karambir Anand shared insights at the ASEAN–Japan Young Business Leaders’ Summit.

At the Asian Power Summit 2025, our Director Harika G. led a session on Asia’s evolving energy mix.

Singapore Business Review featured Karambir Anand on Singapore’s expanding solar capacity and energy challenges.

Publications

Policy Ambitions Versus Reality – The Current Energy Transition in Vietnam

Vietnam is rapidly transitioning its energy system as power demand rises alongside industrial growth. While the government targets net-zero emissions by 2050, infrastructure, regulatory, and financing gaps slow progress. LNG, wind, and energy storage are key levers in the transition from coal to a greener energy mix.

Reimagining Healthcare in Vietnam

Vietnam’s healthcare system continues to face access gaps, particularly for rural and vulnerable patients. Using a design-thinking approach, this paper translates patient personas and stakeholder insights into practical initiatives, highlighting how human-centered design and digital solutions can improve care access and resilience.

Unlocking Vietnam's Fintech Potential

Vietnam’s fintech sector is growing rapidly, driven by rising digital adoption, an underbanked population, and government support for a cashless economy. Digital payments lead the market, while personal and corporate finance show strong potential. Continued growth will hinge on regulatory clarity and ecosystem partnerships.

Unraveling the growth potential of Vietnam’s FinTech

ベトナムのフィンテックの成長性を解き明かす

Asia

Past Experience:

KPMG, PwC

Talk to Our Fintech Experts

Arrange a session with our experts to explore how YCP can assist you in addressing your business challenges.

YCP Group is the leading professional firm in Asia empowering excellence through diverse expertise:

YCP
YCP Auctus
YCP Consus

YCP Group is the leading professional firm in Asia empowering excellence through diverse expertise:

YCP
YCP Auctus
YCP Consus