The Declining Profitability Trend in Cambodia’s Banks: The Impact of Rising Costs and NPLs

Gary has supported 50+ clients from multinational companies to family-owned SMEs in 10 countries around Asia. He provides hands-on management service to commit to leave an impact for clients, leveraging his experiences and expertise of providing solutions in mergers and acquisitions (M&A) space such as commercial due diligence, financial advisory, valuation, post-merger integration, and CFO service as well as management consulting space such as market entry strategy formulation, business process improvement, organization optimization, business planning, market forecast, competitor benchmark, and industry research.

Navneet is a seasoned professional with over 20 years of experience in supply chain management, business transformation, strategic sourcing, and cost savings. He has led procurement transformation across diverse sectors, including manufacturing, BFSI, oil & gas, automotive, healthcare, and retail. He has managed large, complex deals and is recognized as an expert in procurement and program management, working across SEA, APAC, Europe, and the US. He excels in leading cross-regional teams, strategic problem solving, and executive communication. His adaptability allows him to plan and execute global and domestic procurement strategies, driving sustainability and delivering exceptional results.

Soreasmey is the Founder and CEO of Confluences, who brings a wealth of international experience and leadership to his role. He is originally from Lyon, France and has successfully managed multiple high-profile positions, including serving as President of the CCI France Cambodia and Vice-President of the Cambodian MMA Federation. His extensive expertise spans business development, intercultural relations, and organizational leadership. He is a member of the Thai Institute of Directors (IOD) and is proficient in French, English, and continues to develop his skills in Khmer. Soreasmey's strong interpersonal skills and cross-cultural fluency has helped him build a robust network of professional relationships where he delivers value to clients across sectors.

Dara N. Van is the Business Development Manager at Confluences, bringing over four years of experience in marketing, sales, and project management. With dual master’s degrees in International Management from France and China, she specializes in market entry strategies, brand building, and business development in Asia. Dara has been a driving force behind Confluences' digital growth and has led a range of successful projects. As a board member of the French Chamber of Commerce in Cambodia, her expertise in stakeholder engagement and strategic analysis have made her a key player in delivering impactful market studies and feasibility projects across various sectors.